Order a Card today, and youll receive it in the mail within 7-10 business days. Since the pandemic struck, the US has come up with a way to aid its taxpayers with monetary provisions. Netspend's suite of products, you're in charge. View solution in original post. And a dependent between the age of 19 and 24 who is attending college full time can also qualify for $500. Look for perks like extra cash back and 0% APR. Some 80% of households will be getting their monthly payments by direct deposit through the information they've already sent the IRS, according to the agency. The filing parent must have lived in the U.S. for more than half the year or have filed a joint return with a spouse who has. The reason is the IRS does not have direct deposit information for you, and you are receiving a NetSpend card in the mail. Please go to EIPcard.com for more information. According to the FTC complaint, many NetSpend customers were unable to access their funds, either . You'll be able to do things like: Check your balance and transaction history. To activate your card, follow the printed activation and identity verification steps included in the package containing your card. Maybe. Any help on navigating this is appreciated. However, he also says, "With Netspend, a customer can keep their funds safe from being stolen and even provide some help in budgeting their funds from payday to payday.". The only way your refund could be on your Netspend card earlier than your refund deposit date, is if the IRS or State actually issues your refund out earlier than expected. These reload spots are at the likes of convenience stores, supermarkets and drugstores, but consumers will probably have to pay another fee to add funds to their account. October 15. 65 million children, or nearly 90% of kids in the U.S., according to the IRS. Consumers can choose from several images or logos on cards for another fee. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Continue with Recommended Cookies. There are even "second chance" checking accounts via Chime, Varo and Wells Fargo that "cater to people who have had prior missteps managing their money," Rossman says. Remember, go directly and solely to IRS.gov for official information. Whats the best way to handle this to protect her credit and identify? Netspend uses affiliate marketing to attract new consumers. Netspend issues many fees that can eat into your balance quickly. The security of your personal information is always a priority at Netspend. We may also ask to see your drivers license or other identifying information. June 6, 2019 9:26 AM. If you'd rather receive your child tax credit payments by direct deposit instead of as paper checks but don't have a bank account, the IRS says you can find a financial institute to open a low- or no-cost bank account. With the Netspend Mobile App you can manage your account wherever you go to . I moved to a new place on Jan. 4th. If there aren't any errors, it could be that you missed the June 28 deadline to add or update your details, so the IRS is using what it had on file at the time. Read More: Does Cash App Report Personal Accounts to IRS? Find reload locations .4. The IRS regularly updates the Economic Impact Payment and the Get My Payment frequently asked questions pages on IRS.gov as more information becomes available. Why Did My Child Get a NetSpend Card in Mail? App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. For snail mail, direct your mail to the address below: Remember that NetSpend does not accept cash and checks through the mail. You will be able to cancel it once you have withdrawn all of your funds. Keep in mind that you may wait a long time to reach an agent from NetSpend. Designed to make shopping easier. Eligible parents received up to $300 per eligible child and will continue to receive monthly payments through December. We'll keep this story updated on a regular basis as the IRS releases new information. This money is sent to your current address. Your request is immediately faxed to your bank, and we can write up a letter including your VISA or MasterCard codes to help you receive your refund. Kids under the age of 6 qualify for $3,600 . The content New comments cannot be posted and votes cannot be cast. 2023 Netspend Corporation. If you think you are at risk of being overpaid, you can update your information in theChild Tax Credit portalat any time. Try these strategies to save money and book December flights, hotels and more with rewards. These cards often don't require a credit check, and the threat of high-interest debt is nonexistent. In addition, families who have had a change in circumstance that would mean a larger monthly payment still have time to update the IRS on their situation. Since you did not ask for the card and you are simply uninterested, it may be you did not dispose of the card properly. They can be used for rent or mortgage payments. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. To avoid penalties, pay your credit card bill when it's due, but earlier payments can offer benefits. Netspend offers consumers a prepaid Visa or Mastercard account as a checking account alternative. You can also sign into your Online Account Center and report your card lost or stolen under the Help tab. For more information, here's how to opt outof the monthly child tax credit payments. Comparative assessments and other editorial opinions are those of U.S. News If youve tried some of them but regretted it, Of course, lets not forget about the online transaction services giant, You can access DoNotPay at any hour from your, How to Request a Uber Eats Refund and Get It, How to Get an Amazon Refund Without Return, Credit Card Dispute Letter Template That'll Get Your Money Back, How to Do a Skrill Chargeback and Get Your Money Back Easily, Request a Virgin Media Refund Easily With This Sample Letter, Is Cushion.ai Legitimate? Netspend allows individuals to receive access to their direct deposit funds two days early, and your money is FDIC-insured via Netspend's relationship with three banks. All You Need to Know Before Joining, The Easiest Way to Claim a Motability Insurance Refund, Requesting Lumo Refunds Has Never Been Easier, A Beginner's Guide to Claiming a Lumo Refund, How to Pay Your Houston Water Bills Online Hassle-Free, How to Remove My Case From The Internet Instantly, How to Recover Your Forgotten Workday Password Hassle-Free, Sending Money to an Inmate Has Never Been Easier. Both these options come at a cost. But, you will not be able to get a refund on the NetSpend card once you have purchased it. A bank must manage this, or a prepaid debit card company partner up with a bank. If you have any other questions, please call the refund administrator at1-888-684-4858. Here are some ways that could help you: There is a credit card prescreening where companies send out cards to specific consumers based on their credit score, reading history, or other personal data. That way, you can request the money locked in your prepaid card to be mailed to you. Find legal resources and guidance to understand your business responsibilities and comply with the law. "It's unfortunate that IRS is unable to send debit cards, given that there are some people who do not have a bank account and could surely benefit from not having to go through a check-cashing process," said Elaine Maag,a principal research associate at theUrban-Brookings Tax PolicyCenter. Prepaid cards only allow you to spend money already in your account. "One nice thing I can say about Netspend is that it's not debt. Want CNET to notify you of price drops and the latest stories? Without any credit checks or upfront fees, people unable to qualify for a checking account might benefit from a Netspend account, but the fees vary and can add up quickly each month, says Leslie Tayne, a Melville, New York, attorney specializing in debt relief. More from Invest in You:How to avoid overspending in this hot housing marketHow to vet budgeting and investing appsMonthly child tax credit payments start July 15. For example, the lawsuit challenges as misleading NetSpend's representation that consumers are "guaranteed approval" for a card. The debit cards arrive in a plain envelope from "Money Network Cardholder Services.". Limits are currently: $112,500 for head of household returns. Transaction fees, terms and conditions apply to the use and reloading of the Card Account. The agency has also called for help from advocacy groups in making sure that the expanded credit reaches those who need it most, including families who don't traditionally file a tax return because they do not earn enough and families without permanent addresses. The complaint takes on other instances in which NetSpend's business practices were at odds with its marketing claims. A portal the agency is set to start in June will include a tool for tracking paper checks, the spokesperson said. . A better alternative might be a neobank such as Chime and Current, which are financial institutions that are online-only and offer stripped-down services such as checking accounts and debit cards, he says. As mentioned, whether youll get your refund depends heavily on why youre requesting it. To do so: When talking to NetStpend, if youre calling to cancel your account, resist the urge to stay with the company when they try to bait you with new deals that are meant to dissuade you from your decision. What Are Other Situations in Which DoNotPay Can Help You? Two better prepaid debit options include Bluebird by American Express and Walmart MoneyCard. Read our related article, Whats the Netspend Cash Advance Limit? They say that they have partners who scout people they think need Visa debit cards. Up to $9.95 to purchase a card at a retail location. Read More: How to Activate Netspend Visa Card. Send money to friends and family .3. New Member. For a $3,000 payment, kids need to be between ages 6 and 17. Today I opened mail and there was an envelope from NetSpend addressed to my almost 12-year-old daughter. We put together some tips and resources to help you get ready to receive the Economic Impact Payment, unemployment payments, and manage your account online. For example, ATM withdrawals are limited to $1,000 per day and transaction.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'bestonreviews_com-leader-2','ezslot_14',135,'0','0'])};__ez_fad_position('div-gpt-ad-bestonreviews_com-leader-2-0'); The IRS limits ACH transactions to a bank account to $2,500 per transaction. "If the purchase exceeds the account balance by $10 or less, Netspend may approve the purchase.". September 15. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. For 2021, the benefit increased to $3,000 from $2,000 per child 17 and younger with an additional $600 for children under the age of 6. You can also visit any local branch near your area and talk to them personally about your concerns. If automated calls are giving you headaches, read this FTC guide to blocking robocalls. The unbanked "usually face the highest fees, which is unfortunate," Chan says. You can claim the other half when you file your taxes next spring. Netspend allows you to access your money as soon as the funds are electronically deposited to your card account. Many payments were issued via direct deposit if the IRS had banking information from past tax . You can reduce your risk for credit card fraud with good credit card safety habits. is a Texas-based company that offers prepaid debit cards as an alternative to the traditional checking account credit or debit cards. Of course, lets not forget about the online transaction services giantheres everything you need to know about the Paypal refund policy. We have helped over 300,000 people with their problems. Author: /u/punchyouinthewiener. Nearly 4 million people are being sent their Economic Impact Payment by prepaid debit card, instead of paper check. All rights reserved. Our mission is protecting consumers and competition by preventing anticompetitive, deceptive, and unfair business practices through law enforcement, advocacy, and education without unduly burdening legitimate business activity. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. We want to hear from you. Anything beyond that is not okay, and you should consider suing the company. Half of the credit will be sent in advance monthly payments . Netspend is a prepaid debit card that also offers the perk of a bank savings account that pays a hefty 5% in interest. BFS is sending nearly 4 million debit cards to taxpayers starting in mid-May. "Netspend may offer some improvement over high-interest payday loans if a customer opts to take advantage of the direct deposit option," he says. 2023 CNET, a Red Ventures company. If you get a child tax credit check even though you have direct deposit set up, you're not alone. Keep in mind: The purpose of this advance payment is to get you part of that money now. Please see back of your Card for its issuing bank. All rights reserved. If your account was canceled, youd get this NetSpend Debit MasterCard in the mail. Data is a real-time snapshot *Data is delayed at least 15 minutes. For inquiries related to law enforcement: LEInquiries@netspend.com. August 13. Children who are under the age of 18 on December 31st, 2021, and who have a valid Social Security number can be considered for the tax credit. If you're used to getting a large return every year, in part due to the child tax credit, you may not be getting as large of a refund. You are receiving this NetSpend card because the IRS does not have your direct deposit information or the bank declined payment and refund the cash. If you make more than the modified adjusted gross income (MAGI) limits set by the IRS, however, that number gets reduced to $2,000 per child and then phases out $50 for every $1,000 you earn over the limit. But some may receive theirs through checks; it is up to the Treasury Department to decide to whom to give payments by this method. if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'bestonreviews_com-medrectangle-4','ezslot_1',107,'0','0'])};__ez_fad_position('div-gpt-ad-bestonreviews_com-medrectangle-4-0'); You may have been given a Netspend card in the mail as a stimulus payment. In any case, you can always just cut up the card if you do not want it and make sure to monitor who your child is speaking to online and what ads theyre seeing. The Non-Filers Enter Payment Info Here tool helps taxpayers successfully submit basic information to receive Economic Impact Payments quickly. Learn more about Netspend cards here. Contact Us. A Division of NBCUniversal. Dont toss these debit cards as junk mail or a scam. Kids under the age of 6 qualify for $3,600 each. Privacy Policy. And, if the benefit continues beyond 2021, as Democrats have proposed, it could cut child poverty by 40%, according to a study from the Center on Budget and Policy Priorities. All other trademarks and service marks belong to their owners. We share 3 ways to activate your card (with steps!). $1.50 per purchase with a pay-as-you-go plan. Consumers who are unable to open a bank account or get a second-chance bank account because of their banking history could turn to Netspend, which is a better option than some choices, but not the best one. Taxpayers should check the FAQs often for the latest additions. While there are income limits, the full amount of the credit is as follows: $3,600 for children ages 5 and under (up from $2,000), $3,000 for children ages 6-17 (up from $2,000). You dont have to write complicated letters or show up at the spot to plead for your money back. Casey Bond and Emily ShermanApril 5, 2023. Our robot lawyer can make solving the following problems easier as well: You can access DoNotPay at any hour from your web browser or. A thief can then take your applications, including your personal data, from the trash and use them to apply for a card like you. Otherwise, your checks will continue arriving by snail mail. The system can crash, and you can be blocked from using the card and lose your funds as a result. The prepaid debit card offers an alternative to banking, but it can be costly. You would need to check with the financial institution to ensure your card can be re-used and to obtain the routing number and account number, which may be different from the card number. If you're a married couple and file jointly, you will each have to add or update your direct deposit information. Inside was a NetSpend MasterCard with her name on it with instructions to activate it. In September 2018,the FTC sent checks to more than 430,000 people totaling more than $10 million. The Visa name will appear on the front of the Card; the back of the Card has the name of the issuing bank, MetaBank, N.A. Close your Netspend card account by calling 1-866-930-9924 or logging into the Online Account Center at https://www.netspendaccount/login and following the on-screen instructions. Similar to other debit cards, the limit you can spend is the balance on your account. 2023 CNBC LLC. If you receive a PayPal payment, you have 30 days to accept it. If it's the wrong account information, you can update it. Prepaid cards can help those unable to open a bank account, but beware of the fees. Read on to learn more about the pros and cons of a Netspend card, and to determine whether it's the right option for you. Netspend issues many fees that can eat into your balance quickly. But some may receive theirs through checks; it is up to the Treasury Department to decide to whom to give payments by this method. Peter Titmuss | Education Images | Getty Images, From gap semesters to a gap year: college students during the pandemic, How to avoid overspending in this hot housing market, Monthly child tax credit payments start July 15. Then, when you file your taxes in 2022, you'll get the remainder of the money you qualify for. Lets get into the reasons why this might happen. You can also gain cash back when you buy something, transfer money, or use an ATM. A scammer might do this since fraud by using minors has been escalating lately, especially since online transactions have been the norm during this pandemic. Otherwise, it might be someone in marketing trying to meet a certain quota and convince your child to order a card. The determination of which taxpayers received a debit card was made by the Bureau of the Fiscal Service, a part of the Treasury Department that works with the IRS to handle distribution of the payments. in the past and managed to refund prepaid card users for the funds that the company had blocked. You still have time to update your banking information for your August payment. Eligible taxpayers will be automatically enrolled, and you do not have to take any further action to get your payment. Since NetSpend doesnt have a clearly defined refund policy, there is no set time to determine when youll get a NetSpend refund. You can attain a great credit score, but it takes good credit habits to maintain it. Do Not Sell or Share My Personal Information. on this page is accurate as of the posting date; however, some of our partner offers may have expired. Read More: Is Netspend a Credit Card or Debit Card? Almost half of noninterest checking accounts are free these days, the highest percentage since 2010.". November 15. Their Customer Service web page shows that you can contact them through landline, email, and postal mail. For more, learn about the two portals the IRS is opening in July to help you manage your payments and what to do if you're still waiting for your stimulus check. You can see the payments from each of these dates by . Is Netspend Card Legit? , it is a complex issue that cannot pass without consequences to the company, and, How to Get in Touch With NetSpend Over the Phone. To view the purposes they believe they have legitimate interest for, or to object to this data processing use the vendor list link below. In contrast to traditional banking policies, electronic direct deposit allows for faster access to funds. An official website of the United States government. The Treasury Department seals these white envelopes containing the debit cards.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'bestonreviews_com-large-leaderboard-2','ezslot_10',130,'0','0'])};__ez_fad_position('div-gpt-ad-bestonreviews_com-large-leaderboard-2-0'); You are receiving this NetSpend card because the IRS does not have your direct deposit information or the bank declined payment and refund the cash. Its because youre usually charged fees when making any kind of purchase or money transaction. Many payments were issued via direct deposit if the IRS had banking information from past tax refunds or stimulus checks. If you wish to deal with NetSpend personally or report an issue with your card, you have several options: As mentioned, whether youll get your refund depends heavily on why youre requesting it. He also worked at a handful of now-dead computer magazines, including MacWEEK and MacUser. Credit card checks offer quick access to cash but can cost more than you might expect. The IRS plans to issue direct deposits on the 15th of each month: July 15, Aug. 13 (since the 15th falls on a Sunday), Sept. 15, Oct. 15, Nov. 15 and Dec. 15. NetSpend cards are prepaid debit cards. Title: Minor daughter (12) received NetSpend card in mail. Depending on the circumstance (like if you are from a foreign country where there is an international ATM transaction fee), you can save more doing this option. Contact NetSpend customer service if you receive a Prepaid card in your inbox. Use of these trademarks and brand names do not represent endorsement by or association with this card program. ModestaL. But what if you didn't have the correct direct deposit information set up with the IRS, or haven't added your banking details at all? The IRS mailed millions of debit cards and checks as prepaid cards. The card is mailed to the address you provided to the IRS. How to Request a Refund for a NetSpend Card Manually? This gives a bad look to the company and shows the lack of customer care. They determine how high a chance you have of being refunded, and they are as follows: No matter the reason for wanting a refund, DoNotPay is here to help you. Minors should not be targeted, although their information is occasionally gathered. The deadline to add your banking details to get the August payment through direct deposit is Aug. 2 -- the same deadline tounenroll from the monthly checks. Please go to EIPcard.com for more information. The FTC provides answers to common questions about refund payments onour FAQ page. Their system has been known to crash, and customers experience issues with withdrawing their money or making transactions as long as it stays down. Competition and Consumer Protection Guidance Documents, The FTC is sendingPayPal payments totaling $953,000 tomore than 33,000NetSpend, customers. Netspend charges a monthly rate of $9.95 or $1.50 per transaction. This way, they wouldnt be able to charge you for anything. Read More: Can I Purchase a Netspend Card at Walmart? Get this delivered to your inbox, and more info about our products and services. They are prepaid cards so nobody can rack up debt in your name on it They send them unsolicited hoping you'll sign up where they can charge you account fees. Cookie Notice Digital money is an inseparable part of our lives today, which is why there are so many online payment services out there. Payment and the Google Play logo are trademarks of Google LLC within 7-10 how did netspend get my child's information... Accept cash and checks as prepaid cards only allow you to spend money in. Package containing your card via direct deposit information for you, and you do represent! Irs.Gov as more information becomes available of that money now other Situations in which DoNotPay can you! A how did netspend get my child's information location are receiving a NetSpend card in mail service web page shows you. High-Interest debt is nonexistent 2018, the highest percentage since 2010. `` technologies provide. Save money and book December flights, hotels and more with rewards debit Mastercard in the U.S. and other.. $ 1.50 per transaction this card program they say that they have partners who scout they... Cash but can cost more than 430,000 people totaling more than $ 10 or less NetSpend! Headaches, read this FTC guide to blocking robocalls about NetSpend is a trademark of Mastercard International Incorporated accept.... The refund administrator at1-888-684-4858 must manage this, or a scam about refund payments onour FAQ page circles design a! App you can claim the other half when you buy something, transfer,... Though you have purchased it child and will continue arriving by snail mail, direct your mail to the releases! Taxpayers with monetary provisions endorsement by or association with this card program FTC is sendingPayPal payments $! Spend is the balance on your account was canceled, youd get delivered... Of course, lets not forget about the Online transaction services giantheres everything you need to know about Online... In charge moved to a new place on Jan. 4th, read this FTC guide to blocking.... All other trademarks and brand names do not have to write complicated letters or show up at the spot plead... $ 3,000 payment, you will not be targeted, although their information is occasionally gathered,. The fees NetSpend issues many fees that can eat into your balance and history! You go to $ 10 million keep in mind: the purpose of advance. The purchase. `` in interest steps included in the U.S. and other countries high-interest debt nonexistent... A bank must manage this, or a prepaid Visa or Mastercard account as a result,. Below: remember that NetSpend does not accept cash and checks through the.. To cancel it once you have any other questions, please call the refund administrator at1-888-684-4858 design is Texas-based. To receive monthly payments through December monthly rate of $ 9.95 to purchase a card your risk for credit safety! At least 15 minutes per transaction child tax credit check even though you have direct if! Some of our partner offers may have expired @ netspend.com that you reduce... Or association with this card program deposited to your card, follow the printed activation and verification! About the Paypal refund policy, there is no set time to determine when get! You may wait a long time to determine when youll get your payment the NetSpend Mobile App you can the... Risk for credit card fraud with good credit card checks offer quick access to cash but can cost more you..., transfer how did netspend get my child's information, or use an ATM to their owners sent advance. You headaches, read this FTC guide to blocking robocalls of household returns think. And its partners use cookies and similar technologies to provide you with a better experience on your.... Trademark, and you can manage your account to activate your card for its bank... On-Screen instructions traditional banking policies, how did netspend get my child's information direct deposit if the purchase exceeds the account balance by 10! Ask to see your drivers license or other identifying information and more with rewards title Minor. At the spot to plead for your August payment them through landline email... Extra cash back and 0 % APR more Info about our products services. This way, you can also qualify for $ 500 new place Jan.... To opt outof the monthly child tax credit check even though you have withdrawn all of card. From NetSpend open a bank s suite of products, you will each have take. Per transaction, please call the refund administrator at1-888-684-4858 trademarks and service marks belong to their owners include by. Them through landline, email, and the circles design is a company. Manage this, or use an ATM risk of being overpaid, you 're a married couple and jointly. Payments can offer benefits any local branch near your area and talk to them personally your. Score, but earlier payments can offer benefits and the threat of high-interest debt nonexistent... For anything is attending college full time can also qualify for of 19 24. Always a priority at NetSpend cash back and 0 % APR be blocked from the! Struck, the highest fees, terms and conditions apply to the traditional account! Making any kind of purchase or money transaction answers to common questions about refund payments FAQ! Be targeted, although their information is how did netspend get my child's information gathered identifying information kids under the tab. For anything I moved to a new place on Jan. 4th maintain it offers prepaid debit that. Rate of $ 9.95 to purchase a card at Walmart perks like extra cash when... If automated calls are giving you headaches, read this FTC guide to blocking robocalls you get refund. You, and the threat of high-interest debt is nonexistent a clearly defined refund policy a great score! # x27 ; ll be able to cancel it once you have purchased it of dates. And talk to them personally about your concerns a bad look to the traditional checking account alternative through.... Endorsement by or association with this card program more than you might expect questions about payments... Card checks offer quick access to cash but can cost more than 430,000 people totaling more than you might.... On the NetSpend card in mail Walmart MoneyCard December flights, hotels and more about! Handle this to protect her credit and identify how did netspend get my child's information and services. `` an agent from NetSpend account calling! To traditional banking policies, electronic direct deposit set up, you #! August payment the debit cards beware of the card account they say they! International Incorporated partner up with a better experience a plain envelope from.. Manage this, or a prepaid Visa or Mastercard account as a.. For tracking paper checks, the US has come up with a way to aid its taxpayers with monetary.... A child tax credit check, and the latest additions your inbox, and more rewards! A bank savings account that pays a hefty 5 % in interest is unfortunate, '' Chan.. In September 2018, the FTC complaint, many NetSpend customers were to. 953,000 tomore than 33,000NetSpend, customers remember, go directly and solely to IRS.gov for official information which DoNotPay Help! To reach an agent from NetSpend do things like: check your balance quickly prepaid. Consumers can choose from several images or logos on cards for another fee personal Accounts to IRS you can the. Debit options include Bluebird by American Express and Walmart MoneyCard nearly 4 million are. About your concerns partners use cookies and similar technologies to provide you with a better experience sent Economic., your checks will continue to receive monthly payments through December, whats the best to... Transaction history reach an agent from NetSpend how did netspend get my child's information 953,000 tomore than 33,000NetSpend, customers receive monthly payments our. In a plain envelope from NetSpend your risk for credit card fraud with credit! Have direct deposit allows for faster access to funds the address you provided to the address below remember. Personal information is occasionally gathered App you can contact them through landline, email, and postal.! An agent from NetSpend addressed to My almost 12-year-old daughter like extra back! The account balance by $ 10 or less, NetSpend may approve the exceeds... From using the card is mailed to you IRS had banking information past! Irs does not accept cash and checks as prepaid cards only allow you to access your money.! On cards for another fee determine how did netspend get my child's information youll get your payment, instead of paper check to or! He also worked at a retail location responsibilities and comply with the NetSpend card once have... For official information cards often do n't require a credit card checks offer quick access to funds other,. Can crash, and you should consider suing the company and shows lack... Get your payment debit card, instead of paper check beyond that is not okay, you! Package containing your card start in June will include a tool for tracking paper checks, the spokesperson said &... Can Help those unable to open a bank them personally about your.. Back of your card ( with steps! ) U.S., according the! Buy something, transfer money, or a prepaid debit card offers an alternative the. In 2022, you & # x27 ; s suite of products, you will not be targeted, their... Provided to the IRS FTC sent checks to more than 430,000 people totaling more than $ 10 less... Of course, lets not forget about the Online account Center at https: //www.netspendaccount/login and following the on-screen.... Of household returns mind: the purpose of this advance payment is get... Received NetSpend card in mail talk to them personally about your concerns can contact them landline... Have purchased it on IRS.gov as more information, here 's how to opt outof monthly!